I first started my real estate “career” as a home stager – it was from that experience that I was exposed to real estate investing and took the plunge to become an investor in Rent-To-Own single family homes, as I really wanted to help others become homeowners. After the last year or so, I thought by becoming a mortgage agent, I could also help people, who were not interested in Rent-To-Own because not everyone will qualify for a Rent-to-Own property and or be interested in this mode of homeownership.
I have been asked by people how do I ethically serve my clients by being both a mortgage agent and an investor? I am not pushing one way or another but preferably looking at a person’s overall debt picture. I will first interview my clients about their goals and aspirations as it applies to homeownership; I then gather all of their income and debt numbers and then finally look at their credit bureau. Continue reading